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HPI Check with Used Car Advertiser

05-03-2015 23:02:50

The Original HPI Check 

Originally established in 1938, HPI is the UK's primary independent provider of vehicle information for the UK motor industry and the motoring consumer. When deciding which vehicle to buy, more companies and consumers turn to HPI than any other information source.

For less than the price of a tank of petrol, you can buy the UK's most popular and comprehensive vehicle check. From just £20.50 online.

What are the risks?

Outstanding finance?
Outstanding finance is the biggest risk facing used car buyers, with 24 out of every 100 cars checked by HPI still subject to a finance agreement. If the loan remains unpaid when you purchase the vehicle, you will not acquire title to it, nor will you be protected by the Sale of Goods Act (1979). Checking with HPI first will help you avoid this all too common problem.


Written-off?
Every year, nearly half a million cars involved in accidents are declared by insurers to have been too badly damaged to be repaired safely or economically - but some still find their way back on the road. On average, 4 out of every 100 vehicles we check has, at some stage, been written-off. Fortunately, with access to more car data than anyone else, an HPI used car history check will help to avoid putting yourself and your family at risk.

Stolen?
HPI identifies nearly 30 stolen vehicles every day. Many get sold as 'bargains' to unsuspecting buyers who then have to return the car to its rightful owner. Checking with HPI means you'll reduce the risk of losing your money, by finding out if the car has any hidden history.

Clocked?
Six out of every 100 checks against the HPI National Mileage Register reveal mileage discrepancies. HPI's National Mileage Register holds over 125 million readings - more than anyone else - helping you to avoid paying over the odds for a car that's potentially been clocked.

Cloned?
Many stolen vehicles go on to be cloned to disguise their identity so that they appear legitimate. A cloned car is one which has illegally taken the identity of a legitimately owned vehicle. This means there will be two or more cars with the same identity, including the same make, model, mark, vehicle registration, and identification number. Vehicles being sold for cash, below the market price or at places such as service stations may have been cloned.


What does HPI check?

Outstanding finance
HPI uses the UK's most accurate database of finance agreements, with over 7 million current records. 24 out of every 100 vehicles checked with HPI turn out to have outstanding car finance. If the loan remains unpaid when the car changes hands, you stand to lose the car or the money outstanding on it.

Previous damage
4 out of every 100 vehicles checked with HPI has been written-off as a result of damage or theft. Although some can be safely repaired and put back on the road, others are only fit for scrap. Since 1997, the HPI Check has used the Association of British Insurers' coding on the level of damage sustained, helping you tell the difference.

Inspection report
The HPI Check will tell you if a vehicle that was previously declared a total loss has passed an independent structural examination and is now deemed as being roadworthy. If the seller cannot provide a Thatcham-approved inspection report, copies of most inspections are available from HPI at additional cost.

Stolen vehicles
HPI identifies nearly 30 stolen vehicles every day. Sourcing information from the Police National Computer, every day HPI confirms that over 100 vehicles for sale are actually stolen.

Plate transfer
20 out of every 100 cars checked by HPI has at least one plate change. Usually there is nothing to worry about, but a change of plate can be used to hide a car's past. By searching nearly 4 million records stretching back over 10 years - further than any other source - the HPI Check will investigate the reason for any plate change and reveal potential problems such as if the car was a write-off in a former life.

National Mileage Register
The HPI Check uses the database of the National Mileage Register to search more than 130 million records. It provides the best intelligence available to protect against clocking and will help you decide whether the car that's showing a mileage of 32,000 may have actually covered 132,000 miles.

Vehicle Registration Mark (VRM) and Vehicle Identification Number (VIN)
HPI will tell you whether the VRM and VIN correspond to DVLA and DVA (NI) records. If they don't, you may be looking at a ringer. Always check that the vehicle's identification numbers stamped into the bodywork, on the chassis plate and behind the windscreen match the documentation and look original.

Vehicle identity
The HPI Check will reveal if the GTi that's caught your eye is really a CL in disguise. Using over 60 million entries recorded at the DVLA and DVA (N. Ireland), it confirms the make, model, derivative, where possible, (i.e. different types of a particular model such as special and luxury editions), door plan, original colour, transmission, and engine size, as well as how many times it has changed hands. You'll also be told the year the car was manufactured and the date it was first registered.

Security Watch
Many types of organisation (such as car rental companies) use HPI's Security Watch service to register vehicles that should not be put up for sale. The HPI Check will tell you if the car you want to buy is one of 120,000 vehicles that could be being sold illegally.

Valuation
Using industry data that is updated monthly, the HPI Check will indicate the current market value of the car you're considering buying - so you can see if you're getting a good deal.

Document Check
HPI's document check facility allows you to find out if the paperwork is suspect. We check the V5 registration document's issue date and serial number.

CO2 Rating
Using data from DVLA, we are able to tell you what the CO2 rating is on the car you are considering buying. Providing you with this information is our way of helping you do something positive about the environmental impact of your next car purchase. The CO2 bandings are intended as a guide to emissions of the vehicle checked and equate to the current Vehicle Excise Duty bandings.

Brief Summary
An HPI Check costs just £20.50 online. With more vehicle information than anybody else and full telephone support if you need it, we can tell you whether the car you want to buy has been stolen, written-off, clocked, or has outstanding finance. We even back up the information we supply with a £30,000 guarantee. So, don't leave things to chance, get a check with HPI today.

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